Category Archives: Pensions

Our Pensions Leaflet

One of our National Coordinating Group’s interests is to take forward concepts and designs for campaigning leaflets directly of relevant to Scottish pensioners. It’s easier said than done! But our leaflet committee made a proposal to go ahead with three new leaflets.

One of them focuses on pensions. Jim Stamper of the Glasgow group has spent a great deal of time coming up with the basic concept, researching the information, and beginning to put it together in an actual leaflet. We are lucky to have the help of a professional graphic designer to take our initial ideas and produce the finished product.

When we have the leaflet design finished, it will be uploaded here. We’ll also have all the references to the source material here as well.

It’ll be worth the wait!

Changes in the State Pension Age for Women

There are around 350,000 Scotswomen affected by the transition to equality in men and women’s State Pension Age. The initial Westminster Pension Age Act was in 1995 and it set out a gradual pathway to equalise the pension age for men and women. But in 2011 a second Pension Age Act increased the rate of change for women and increased the overall pension age to above 66. This has created a group of women who are partially badly affected.  Women born in the mid-50s are losing six years of their State Pension.

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Pensioners in Scotland get less pension – because they don’t live as long

Life expectancy in Scotland is currently lower than in the rest of the UK. On average between 2010-12, a 65 year-old male in the UK could be expected to live to around 83 years 5 months compared with 82 years 11 months in Scotland, and a 65 year-old female in the UK could expect to live to 85 years 11 months whereas in Scotland it was 84 years 6 months.

According to the Scottish government, this means that “a 65 year-old entitled to a total pension of £160 per week could expect the lifetime value of their state pension to be around £10,000 (men) or £11,000 (women) less in Scotland than in the UK as a whole”.

Pension difference from UK average

Pension difference from UK average