Spain is home to more than 100,000 British pensioners. Most moved there many years ago to enjoy their retirement with the understanding that they would be able to export their pension and healthcare rights with them. But since the UK’s vote to leave the European Union, these rights are no longer guaranteed.
Of course if Scotland stays in the EU, Scottish pensioners in Spain and the rest of the EU would have their pension guaranteed.
At present, the maximum British state pension of around £480 a month is barely enough to cover living costs and is low by European standards – in comparison the Spanish state pension averages around €900 (£790) a month. An independent Scotland could easily do better.